Credit Attorney Kyiv

Loan lawyer and credit attorney

The tension of the country’s economic situation, as well as other personal circumstances (illness, job loss, financial difficulties), leads to the fact that not everyone is able to fulfill their loan obligations on time and in full. At the same time, loan agreements are often drafted so that all financial risks fall on the debtor, and failure to meet the terms of the agreement can multiply his debt obligations. The debtor finds himself in a very unfavorable situation: there is no money to pay the loans, but if the loan is not repaid, the amounts will only increase, and the financial difficulties will grow. A banking credit attorney can not only find a way out of the situation, but also reduce your debt obligations.

Why a credit lawyer is so necessary for the debtor:

1. Banks and other creditors always use the services of highly qualified lawyers. A person without proper legal training will find it extremely difficult to litigate against an experienced attorney.
2. The Civil Procedure Code of Ukraine allows the parties to include in the agreement a provision on a specific court in which future disputes will be considered. Often the agreement provides for some arbitral tribunal. In this case it is reasonable to note that the creditor appeals to the court specified in many of its agreements not for the first time. Accordingly, the creditor has already established certain contacts and courses of action. Therefore the debtor must carefully monitor that the principles of equality, legality and fairness are not violated. A lawyer for disputes with banks will assess the legality of such an agreement and will in any case be able to properly protect your interests in any court.
3. The loan agreement was drafted by the same credit lawyer, who may have inserted many hidden terms into the agreement and provided rules that are necessary for the creditor but not for the debtor. To find the weak points in the concluded agreement, you will also need an experienced credit attorney.
4. Except in cases of fraud, the creditor’s claims against the borrower are quite legitimate. They may be overstated, but essentially they have legal grounds. Therefore the borrower needs to understand that in such an unwinnable situation winning the case does not mean getting rid of the obligations assumed altogether (although if there are the slightest grounds for this and with professional work by an attorney this option is quite possible), but to minimize the claimed amounts and reduce financial losses as much as possible.

Credit attorney from Law Firm “Nakaz”

Assistance of a credit attorney includes the following services:

• consultation on the legality of the creditor’s claims;
• comprehensive legal analysis of documents (pledge (mortgage) agreement, loan agreement, suretyship);
• amendment or termination of the agreement, loan restructuring;
• support for pre-trial dispute resolution;
• protection of the debtor from collection agencies;
• representation of the guarantor’s interests (declaring the surety agreement invalid or terminated);
• protection of rights and interests in court in Kyiv (remote representation is also possible throughout Ukraine);
• appealing creditors’ lawsuits in appellate and cassation instances;
• challenging the agreement and declaring it, or its individual terms, invalid;
• reducing amounts of debt obligations under the agreement: fines, penalties, default interest, interest rate;
• monitoring the legality of enforcement proceedings (negotiations with the state executor, challenging his unlawful actions).

In addition, a mortgage loan attorney will protect you from foreclosure on the mortgaged property. Since the mortgaged item is often a residence, the situation becomes particularly dangerous when the creditor seeks to seize the borrower’s and his family’s only apartment.

Our credit attorney in Kyiv will find the most favorable solution for you, protect you from excessively inflated creditor claims and do everything necessary to ensure that your property remains with you.